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Messerli & Kramer P.A.

Headquarter

Company Details

Name: Messerli & Kramer P.A.
Jurisdiction: Minnesota
Legal type: Business Corporation (Domestic)
Status: Active / In Good Standing
Date formed: 30 Dec 1993 (31 years ago)
Company Number: cb79a844-a3d4-e011-a886-001ec94ffe7f
File Number: 8B-541
Registered Office Address: 100 South 5th Street, 1400 Fifth Street Towers, Minneapolis, Mpls, MN 55402, USA
Principal Executive Office Address: 100 S 5th Street, 1400 Fifth Street Towers, Minneapolis, MN 55402–5540, USA
ZIP code: 55402
County: Hennepin County
Place of Formation: Minnesota

Links between entities

Type Company Name Company Number State
Headquarter of Messerli & Kramer P.A., FLORIDA F03000002938 FLORIDA
Headquarter of Messerli & Kramer P.A., IDAHO 544312 IDAHO
Headquarter of Messerli & Kramer P.A., IDAHO 593876 IDAHO

Chief Executive Officer

Name Role Address
Joshua Hasko Chief Executive Officer 100 S 5th Street, 1400 Fifth Street Towers, MInneapolis, MN 55402, USA

Filing

Filing Name Filing date
Annual Reinstatement - Business Corporation (Domestic) 2024-03-20
Administrative Dissolution - Business Corporation (Domestic) 2024-02-23
Amendment - Business Corporation (Domestic) 2011-03-17
Registered Office and/or Agent - Business Corporation (Domestic) 2009-08-27
Original Filing - Business Corporation (Domestic) 1993-12-30
Business Corporation (Domestic) Business Name (Business Name: Messerli & Kramer P.A.) 1993-12-30
Original Filing - Business Corporation (Domestic)Professional Service - Law 1993-12-30

CFPB Complaint

Complaint Id Date Received Issue Product
11719590 2025-01-23 False statements or representation Debt collection
Tags Servicemember
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2025-01-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-23
11254466 2024-12-24 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Messerli & Kramer P.A.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-12-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-24
6887170 2023-04-26 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2023-04-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-26
Complaint What Happened Messerli Kramer bought my credit debt from XXXX XXXX They have garnished my paycheck twice now when I have been on medical assistance. They have not credited me the amount they have illegally garnished from me and continue to try to ask for more proof of me being on medical assistance over and over again. I switch jobs and they instantly ask for proof of medical assistance which i provide and they still garnish for a short time never giving me credit for the amount taken. They have garnished over {$800.00} that has not been credited to my amount owed and continue to try to garnish my checks.
Consumer Consent Provided Consent provided
11063227 2024-12-06 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Collected or attempted to collect exempt funds
Sub Product Credit card debt
Date Received 2024-12-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-06
Consumer Consent Provided Consent not provided
5804417 2022-07-24 Took or threatened to take negative or legal action Debt collection
Tags Servicemember
Issue Took or threatened to take negative or legal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2022-07-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-09-12
Complaint What Happened A debt collector contacted me for a debt from credit card companies that I do not owe due to identity theft and I told them do not contact me anymore for this debt. This debt company decided to be more resilient by contacting and sending someone to my place of work with no success. They also came to my home knocking at my door several times when I was not home and then ask my neighbor if she can signed a paper on my behalf since I was not home. My neighbor refused and notified me by phone. This is a violation and trespassing at my home and place of employment
Consumer Consent Provided Consent provided
1516914 2015-08-13 False statements or representation Debt collection
Tags Servicemember
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Indicated committed crime not paying
Sub Product Credit card
Date Received 2015-08-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-08-13
Company Public Response Company believes the complaint is the result of a misunderstanding
Complaint What Happened I was sent a paper from Messerli & Kramer XXXX XXXX. In it had a statement that if I had signed it would keep me from ever suing them no matter what anyone in their company did to me or their future children may do to me. It was a disclaimer so I could never sue them for any reason. I could not sign it. I have a paper copy. I do owe a debt I wish I could pay. I was sent a judgement from the court. I do not have a job so I can not pay this, but this new paperwork ... It 's something that was clearly illegal. I looked their name up online and their are quite a few court cases in which they are the defendant. People are suing them frequently. I can see why they would want to send me this. I normally do not sue people or organizations. I believe in ethics and morals. I do n't believe in this type of behavior. Thank you for looking into this. Some people just do not read the entire document. They could do anything to them. That would be horrible. I do n't want anyone to be hurt by them. Please look into this. Thank you again.
Consumer Consent Provided Consent provided
4972920 2021-12-03 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2021-12-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-12-03
Consumer Consent Provided Other
6854953 2023-04-19 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2023-04-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-19
Consumer Consent Provided Consent not provided
7537417 2023-09-13 Attempts to collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2023-09-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-13
Complaint What Happened I have received several notices from Messerli and Kramer regarding accounts I supposedly owe money to. They have garnished my wages and wiped out my bank accounts. The accounts are joint but they wipe out my husband 's social security money that is deposited there too. I send them proof of what funds are not my earnings and they say they never received that. My wages are garnished. They say the debt belongs to XXXX XXXX, XXXX and I have to call them regarding what the debt is for. XXXX says I have to get the information from Messerli. They say I was served papers. I never was. I don't know if my identity has been stolen or what but this is crazy.
Consumer Consent Provided Consent provided
4404554 2021-05-25 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Messerli & Kramer P.A.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2021-05-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-05-25
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
11211737 2024-12-19 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-19
5415155 2022-04-06 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Credit card debt
Date Received 2022-04-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-25
Complaint What Happened Hello, This is XXXX I had an unpaid XXXX credit card I tried to work out with XXXX unfortunately Messeri and Krammer got my unpaid credit and they garnished my wage I never refuse to pay but, I asked for an affordable monthly payment to they refuse to negotiate with me i won't be able to survive by losing 25 % of my income every week I need help.
Consumer Consent Provided Consent provided
3643749 2020-05-08 Took or threatened to take negative or legal action Debt collection
Tags Servicemember
Issue Took or threatened to take negative or legal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2020-05-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-05-08
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Messerli & Kraimer is using intimidation tactics insisting on me paying the full amount of around {$3500.00} debt when I have disputed the amount. The original creditor was XXXX XXXX for an XXXX account, and the dispute was in regards to a defective {$840.00} product that XXXX refused to return, while XXXX XXXX kept piling up {$450.00} finance charges each month. 1. They sent me a letter that I'm being sued and when I called them to explain why i am disputing the amount, and offered to settle for an amount equal to the value of the defective product even though i have no use for it. I asked for a letter that the collection entry will be deleted from my credit report and the status reflecting somewhat a positive status, they sent me back to XXXX XXXX stating the don't have that authority. 2. When i called XXXX XXXX asking for the same thing, they sent me back to Messerli & Kramer stating the account is no longer in their hands. 3. I submitted an offer to Messerli * Kramer on XX/XX/XXXX at their mkbillpay portal for settlement of debt 4. I received a letter dated XX/XX/XXXX which arrived at my residence XX/XX/XXXX from Messerli & Kramer stating i have two weeks to respond before they start a discovery and file in court. 5. I responded XX/XX/XXXX explaining all of the above. That i have not heard back regarding my offer to settle the debt and that i need to know who has the authority to provide me a letter stating how my credit reporting will be reflected once we settle this debt. I notified them that I have submitted a complaint with this Bureau. I know they will continue their intimidation tactics going for what they perceive as the full amount. I am stuck between XXXX XXXX & Messerli- Kramer . I have in good faith offered to pay for the original value of the product even though it was defective in return for a positive credit reporting. What can be done to resolve this?
Consumer Consent Provided Consent provided
3125299 2019-01-15 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Told you not to respond to a lawsuit they filed against you
Sub Product Credit card debt
Date Received 2019-01-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-01-15
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened On XX/XX/XXXX Messerli Kramer ( MK ) sent a me a garnishment notice and started to garnish my wages. It was not until 45 day 's later that I learned that MK was suppose to include in their Garnishment notice an " Exemption Notice '' which would have informed me of my rights and I would have been exempt from the garnishment. By law garnishments must include an Exemption Notice, theirs did not. On XX/XX/2019 I faxed MK an exemption notice. They are still garnishing my wages even though I have legally notified them of my exemption.
Consumer Consent Provided Consent provided
2364066 2017-02-28 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Talked to a third party about my debt
Sub Product Credit card
Date Received 2017-02-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2017-02-28
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened My account was transferred from XXXX to Messerli & Kramer collections. They are authorized to a soft inquiry of my credit report, however they did a hard inquiry which is affecting my credit history. I have contacted experian and they said they were unable to assist me, so i contacted Messerli & Kramer and they said it should be a soft inquiry and they can not control how experian reports it.
Consumer Consent Provided Consent provided
2081151 2016-08-24 Improper contact or sharing of info Debt collection
Tags Older American, Servicemember
Issue Improper contact or sharing of info
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Contacted me after I asked not to
Sub Product Credit card
Date Received 2016-08-24
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2016-08-24
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Messerli & Kramer represents XXXX XXXX, XXXX. They filed for a judgement against me XXXX XXXX, XXXX. We filed an exemption claim notice with them because most of our income is from Social Security, we did this on XXXX XXXX, XXXX. My total income is {$900.00} a month, out of which I pay {$74.00} a month for a supplemental health insurance payment. This debt is in my name only, my husband has nothing to do with it. I filed a cease and desist with them on XXXX XXXX, XXXX. I have never retracted that Cease and Desist, consequently, they have not contacted me by phone, up until this last week. I have received a phone call from Messerli & Kramer, at XXXX PM, on XXXX XXXX. I did not catch the women 's name that called, but she was calling to collect on this debt. I have a photo of my caller ID with the date and time of this call from a representative from Messerli & Kramer. The phone number listed is XXXX. It is my understanding that once a Cease and Desist order is in place it is unlawful for them to contact me by phone.
Consumer Consent Provided Consent provided
1903715 2016-04-30 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Debt was paid
Sub Product Credit card
Date Received 2016-04-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-04-30
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
2828418 2018-02-28 Took or threatened to take negative or legal action Debt collection
Tags Servicemember
Issue Took or threatened to take negative or legal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Collected or attempted to collect exempt funds
Sub Product Other debt
Date Received 2018-02-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-02-28
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened I am currently a resident of the State of XXXX .. I arrived in XX/XX/XXXX in the State of XXXX where I entered from my country XXXX XXXX for the year XX/XX/XXXX. I decided to move to be close to my older children and their family. But to help him with his family .. I was going to join the United States XXXX from there we decided to stay since XX/XX/XXXX in XXXX. Approximately two years ago I started receiving collections from the Messerli & Kramer PA Collection on a debt with XXXX XXXX XXXX. I did not know what it was and decided to call him. To my surprise a large amount that I did not borrow from that Bank. If I informed them that it was my Bank when I lived in XXXX and that was where I received my direct deposit where I worked in XXXX. I think that I failed to close that account because the time passed and they started on money orders for account maintenance. months until they found me. And I did not know about that .. So I tried to express it and it was traumatic threatening their communication .. I had never lived something so even my little children panicked we lived in the process of adapting to a change ... that arrives XX/XX/XXXX I do not have life of threatening letters and in a difficult situation .. Arriving at a new place starting from Zero and you are person that with his Threat I got totally out of control .. I decide two years ago to make a payment plan without economic power as required Obligated accept your terms offered me to be the impossible to try to cover that debt .. But I can not continue many expenses and an economic inetainability muer you a relative in country. And among others like the current condition of my daughter that stopped me from continuing to work continuously. To try to free myself from those people. My interest was never negative when it was not my intention caused to fall into that Debt. I've been with these people for some time threatening through letters I can not anymore. I am not working they are asking for federal state x 3 years which I can supply. Where the little that the State worked last year I remove it for payment of medical bills that I could not pay .. I do not understand its way of understanding before my situation. I have been doing this for a long time and that is why I appeal to you. Let 's see how they help. Thank you.
Consumer Consent Provided Consent provided
10258752 2024-09-26 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Called before 8am or after 9pm
Sub Product Credit card debt
Date Received 2024-09-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-26
Complaint What Happened The company levied the amount in my bank account after I had told them I am unemployed. I was behind on rent and was facing eviction during that time of the levied amount. They did not show up for court. The Hand-delivered the court ordered so I was unable to have documents submitted for the judge. Although the amount was put back because it showed it belongs to my mother, I was suffered from the loss and lease termination due to can not pay rent for three months. The Debtor did not take in consideration what I was saying and still pursue their documents to court when they knew I can not hire an attorney. This is unacceptable because I had proof, I am a fulltime student, low-income home, and single-mother. They did not listen and pursue whatever they can without talking to me. Debtor collect levied wages XX/XX/XXXX. Eviction Notice was instructed for the amount by XX/XX/XXXX. Unable to hold of anyone regarding the money. Luckily, my mom was able to borrow her friends so we do not lose our home. Court was XX/XX/XXXX. DEBTOR was NO SHOW. They were hoping I do not show but I was in Court with XXXX XXXX. Money was returned. It causes hardship and inconsiderate of what they did. I was behind rent by months. By truth, it is not I do not want to pay, but I was being kicked out of my home if it wasn't for my mom 's help. I am suffering from financial due to loss of employment. I have yet to catch up on car payment, student loans, and rent plus taking care of a teenager. XXXX XXXX do not check their facts. I am saddened that if I do not understand my rights, I would be homeless with a child. Please check this debt company as what they did was not ethical. I have documents to back up on all the dates I am implying. It has all personal account numbers. I can attach the court papers and bank levied upon requests.
Consumer Consent Provided Consent provided
2563402 2017-06-30 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Debt was paid
Sub Product Credit card debt
Date Received 2017-06-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-06-30
Complaint What Happened In 2006 my wife and I took out a first lien heloc loan with XXXX XXXX and XXXX to pay off credit card debt. One of the 3 cards to be paid XXXX now claims not to have been paid. 9 years later a debt collector messerli and kramer is trying to collect on this debt which started out at {$9000.00} and has grown to {$24000.00} with a default judgment that should be vacated because it is part of a secure loan I have been paying XXXX for the last 10 years. A mn attorney general 's office rep from the consumer services division, XXXX XXXX, has asked XXXX XXXX and messerli and kramer to honor the hud1a statement which they have been sent a copy of that clearly states they have been paid. Please help quickly as we can not afford to pay a {$500.00} a month mortgage payment, a {$500.00} a month loan payment, and having my check garnished 25 % a week totaling over a {$1000.00} a month. XXXX seems to have no interest in helping resolve the issue as we have made several attempts to contact them with no reply.
Consumer Consent Provided Consent provided
1274291 2015-03-09 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card
Date Received 2015-03-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-03-09
Consumer Consent Provided N/A
2272783 2017-01-03 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Indicated shouldn't respond to lawsuit
Sub Product Credit card
Date Received 2017-01-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2017-01-03
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened I called the collector on XXXX XXXX, XXXX regarding a collection with XXXX XXXX. My court date was set for XXXX XXXX, XXXX. I spoke with XXXX XXXX and explained that I had been pursuing a loan to settle this matter and would like to do this out of court. XXXX said that he would call and cancel the court date and that I would not have to go to court. I specifically asked him if I would be in any trouble, like " contempt of court '' or anything legal like that. He said no, I would not be in contempt of court and no further action would be taken if I settled the matter. I telephone Messerli & Kramer on XXXX XXXX, XXXX and was informed that the judgement had been placed because I did n't show up for court, and now my credit has taken a huge negative hit. I asked to speak to a supervisor and explained the situation. The supervisor said he would listen to the transcript of the call, which he did and said that he understood where the " misunderstanding '' was made but that the judgement had already been filed and there was nothing he could do about it. Desired Resolution : Correction to a credit report Desired Outcome I am willing to settle this debt for the amount I owed XXXX Funding for purchases, less additional charges and fees.
Consumer Consent Provided Consent provided
2469769 2017-04-28 Threatened to contact someone or share information improperly Debt collection
Issue Threatened to contact someone or share information improperly
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Talked to a third-party about your debt
Sub Product Credit card debt
Date Received 2017-04-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-04-28
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Messerli & Kra mer A ttorney at Law XXXX XXXX XXXX XXXX XXXX XXXX , MN XXXX The company dropped of a summons with all my personal information exposed in an attempt to collect a debt.
Consumer Consent Provided Consent provided
653102 2014-01-02 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Contacted employer after asked not to
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-01-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-01-10
Consumer Consent Provided N/A
1004009 2014-08-27 Taking/threatening an illegal action Debt collection
Issue Taking/threatening an illegal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to/Collected exempt funds
Sub Product Credit card
Date Received 2014-08-27
Submitted Via Web
Company Response Closed
Consumer Disputed Yes
Date Sent To Company 2014-09-02
Consumer Consent Provided N/A
1825575 2016-03-10 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Debt resulted from identity theft
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-03-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-03-10
Company Public Response Company believes the complaint is the result of a misunderstanding
Consumer Consent Provided Consent not provided
994648 2014-08-21 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Credit card
Date Received 2014-08-21
Submitted Via Web
Company Response Closed
Consumer Disputed No
Date Sent To Company 2014-08-21
Consumer Consent Provided N/A
2185983 2016-10-30 Taking/threatening an illegal action Debt collection
Issue Taking/threatening an illegal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Sued w/o proper notification of suit
Sub Product Credit card
Date Received 2016-10-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-12-14
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Trying to collect n a charged off account..i believe the statute of limitations has passed, never notified of a court date to apoear, threatening to garnish or levie wages and that no more court appearances are needed
Consumer Consent Provided Consent provided
1413044 2015-06-09 False statements or representation Debt collection
Tags Servicemember
Issue False statements or representation
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card
Date Received 2015-06-09
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-06-15
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided N/A
1368806 2015-05-11 Taking/threatening an illegal action Debt collection
Issue Taking/threatening an illegal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to/Collected exempt funds
Sub Product Credit card
Date Received 2015-05-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-05-12
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened There is a previous complaint about this company from me. I am writing because my parent 's savings account was levied by Messerli & Kramer. The bank got their notice on XXXX XXXX, mine was n't mailed until XXXX XXXX. I received the paperwork on XXXX XXXX, and the money was already removed before I had the chance to file an exemption. I also filed an exemption with this company on XXXX XXXX, 2015. The savings account that was levied only has my name on it in case something should happen to my parents. We are clearing that end up at the bank, but the fact remains that I was NOT allowed proper time to file my exemption with them before they sent the form to the bank. This happened once before, years ago, and I did file a complaint. I have been making my payments. They claim they did not receive the XXXX payment, and I know the first XXXX payment did n't make it through the bank so I immediately re-issued the payment and then continued on in XXXX. Their amounts do not reflect the proper amount owed on the account. I KNOW that they have to provide me with enough time to file my exemption in the case of a garnishment or account levy. They will claim it was a different account number, however, all amounts show the SAME account number. I feel I am being harassed nonstop by these people, after we have made an agreement. Please make them STOP!!!!! I am TRYING to get this debt cleared up, repeated attacks from them after we made an agreement are not helping!!!!! I am attaching documentation, however, I am not attaching every receipt, as you have all of that from my previous claim and I doubt that you want to read through it all again. I WILL provide it if necessary. I have provided the garnishment/levy notice, the date it was postmarked, the date the funds were levied from my PARENT 'S account and the original settlement letter. Please let me know if you need anything else. Thank you so much for your time!
Consumer Consent Provided Consent provided
1366912 2015-05-08 Taking/threatening an illegal action Debt collection
Issue Taking/threatening an illegal action
Timely Yes
Company Messerli & Kramer P.A.
Product Debt collection
Sub Issue Attempted to/Collected exempt funds
Sub Product Credit card
Date Received 2015-05-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-05-08
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened In XXXX of this year, Messerli and Kramer, froze my savings account and on XXXX XXXX, 2015 they had the bank send them a check for {$320.00} and then they released my account. They did this even though they were told that I was on XXXX Assistance in Minnesota. According to Minnesota state law, they were not allowed to garnish my account for at least 6 months after I am off of assistance. I would like my money back and have them charged with whatever crime they have committed against the law.
Consumer Consent Provided Consent provided

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
6675337005 2020-04-07 0508 PPP 1400 5TH ST, MINNEAPOLIS, MN, 55413-1308
Loan Status Date 2020-06-03
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 4122945
Loan Approval Amount (current) 4122945
Undisbursed Amount 0
Franchise Name -
Lender Location ID 434701
Servicing Lender Name Tradition Capital Bank
Servicing Lender Address 100 West Lake St, WAYZATA, MN, 55391
Rural or Urban Indicator U
Hubzone Y
LMI Y
Business Age Description Existing or more than 2 years old
Project Address MINNEAPOLIS, HENNEPIN, MN, 55413-1308
Project Congressional District MN-05
Number of Employees 258
NAICS code 541110
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Partnership
Originating Lender ID 434701
Originating Lender Name Tradition Capital Bank
Originating Lender Address WAYZATA, MN
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 4170500.06
Forgiveness Paid Date 2021-06-11

Date of last update: 01 Jan 2025

Sources: Minnesota's Official State Website